Life & Health Insurance


We write Life, Disability and Long Term Care coverage with the top companies in the market using a product that fits your needs. Our approach is a collaborative one involving a discussion of your needs and desires for protection, budget and overall goals and come up with a solution that is reasonable. For example, while the purchase of Whole Life can be a very good idea for long term permanent protection for some, in other cases due to the premium it is not the best choice if it will cause you to be able to afford and purchase less coverage than your family needs.


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Health Insurance has become more complicated with the ACA and various regulations. The market in some areas also can be quite limited. We assist our clients in reviewing the various options that are available in the group market. Not only do we assist in the purchase of a group plan but we also assist with questions and inquiries that arise over the course of time so our clients are not going it alone. Unfortunately, we do not write Individual Health Insurance at this time.

I cannot thank you and Lynn Lyons enough. As you know, because I inherited a property in Virginia I found myself desperate to obtain homeowners and liability insurance on very short (24 hours) notice not only for myself but also for my sister in South Carolina. Despite the fact that you do not do business in Virginia, you went way out of your way with no money in it for you to get the insurance literally within hours. Such service is seldom seen in this day and age, particular to clients, like myself, who I imagine are "small" in terms of your overall client list. It is the same quality service that you have demonstrated for years to me and my family, and it is, apparently your rule to deliver it without exception. Lots of people sell insurance. Few deliver great service, and none that I know of deliver the type of service you do. You are a comfort, and you have every right to be proud of yourself, your agency and your employees. Thank you again. — Banks Brown