Life & Health Insurance
We write Life, Disability and Long Term Care coverage with the top companies in the market using a product that fits your needs. Our approach is a collaborative one involving a discussion of your needs and desires for protection, budget and overall goals and come up with a solution that is reasonable. For example, while the purchase of Whole Life can be a very good idea for long term permanent protection for some, in other cases due to the premium it is not the best choice if it will cause you to be able to afford and purchase less coverage than your family needs.
Health Insurance has become more complicated with the ACA and various regulations. The market in some areas also can be quite limited. We assist our clients in reviewing the various options that are available in the group market. Not only do we assist in the purchase of a group plan but we also assist with questions and inquiries that arise over the course of time so our clients are not going it alone. Unfortunately, we do not write Individual Health Insurance at this time.
When it comes to understanding insurance of all types, it's tough to beat Ron Altman and A. Zeeman. Aside from their deep knowledge of the industry, they're great at advocating for their clients. No one ever wants to make a claim, but it's nice to know that if we experience a loss, Ron will fight hard to minimize the impact and maximize our reimbursement. — IKA Collective