Personal Insurance

Insurance is NOT a commodity. There are variations in coverage forms that can be significant. Cost is an important factor but should not be the deciding factor. If a premium savings of $500 is realized but then a claim is not covered which costs thousands or hundreds of thousands of dollars that is not a favorable trade off. We assist our clients with a coverage and risk analysis, discuss items that possibly could be self-insured and ways to reduce exposure to loss.


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Our office provides protection for Homes, Condos, Co-ops (with a concentration in High Value residences), Auto, Umbrella Liability, Valuable Articles such as Jewelry, Watches, Furs, Fine Arts, Wine and other Collections, Flood, Earthquake, Yachts and Boats, Workers Compensation and other coverage for domestic employees et al.

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Our approach is to purchase broader protection whenever possible and offset the additional cost for the better coverage thru higher deductibles and other means. If you own a $4,000,000 home most likely can afford to repair damage that costs $4500, what you want to make sure is if it's a much larger claim that you are protected by a favorable policy written with a top insurance company.

I am just writing to express my gratitude for over 20 years of service. Whether it be our fence business, other companies we have operated over the years or personal properties we know we can always rely upon A. Zeeman Co., Inc. A perfect example was your recent efforts, behind the scenes, which resulted in a savings of over $34,000 for our Workers' Compensation coverage. Whether it is assisting us when we have a claim such as our large fire loss a few years back, or getting a tough location written quickly when needed and just day to day servicing, it's comforting to know that we have a professional partner in A. Zeeman Co., Inc. looking out for us! I look forward to our continued relationship and once again, thanks for all! — Dougas DeLorenzo, President, My Priorities Ltd.